![]() ![]() ![]() From there, simply endorse your check, take a quick photo of the front and back via the Mobile Deposit portion of the app, and click submit.Īnd just like that, your money will magically appear in your account. On those platforms, you can easily download the Capital One app. The service is a (literal) snap with a camera. ET, your funds are generally available by the next business day. (Typically, you can expect a daily limit of about $5,000).Īs long as you submit your deposit on or before the business day cutoff of 9:00 p.m. There is a daily limit on how much you can deposit via Mobile Deposit, although the precise limit varies depending on the personal account. The app and deposit feature are free and can be used for personal, business, and government checks. With Capital One’s Mobile Deposit, you can simply take a photo of your signed checks and deposit the funds right into your Capital One 360 Checking account. Why do I love it so much? Let’s start with the basic benefits: Mobile Depositįor the longest time, the biggest hurdle with online checking accounts was their inability to easily accept physical check deposits. I had no idea that I would still be happy with this account 10 years later!Ĭapital One 360 Checking is one of the best online checking accounts available today, if not the best. I opened this account simply as a method for getting quicker, easier access to the savings in my Capital One 360 Savings account. Opening it was one of the best moves I’ve made in managing my money. ![]() I love my Capital One 360 Checking account. ![]()
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